*{box-sizing:border-box;margin:0;padding:0}
body{font-family:-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:#1f2933;line-height:1.6;background:#fff}
.wrap{max-width:1040px;margin:0 auto;padding:0 22px}
header{background:#14213d;color:#fff;position:sticky;top:0;z-index:5}
header .wrap{display:flex;align-items:center;justify-content:space-between;padding:14px 22px;flex-wrap:wrap;gap:8px}
.mark{font-weight:800;letter-spacing:.5px;font-size:1.15rem}.mark span{color:#f28c28}
nav a{color:#dbe4f0;text-decoration:none;margin-left:18px;font-size:.95rem}nav a:hover{color:#f28c28}
.hero{background:linear-gradient(135deg,#14213d 0%,#24365f 100%);color:#fff;padding:84px 0 72px}
.hero h1{font-size:2.5rem;line-height:1.2}.hero .tag{color:#f6b26b;font-size:1.3rem;margin:10px 0 18px;font-weight:600}
.hero p{max-width:640px;color:#dbe4f0}
.btn{display:inline-block;margin-top:26px;background:#f28c28;color:#14213d;font-weight:700;padding:12px 24px;border-radius:6px;text-decoration:none}
section{padding:64px 0}section.alt{background:#f4f6f9}
h2{font-size:1.75rem;color:#14213d;margin-bottom:22px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:18px}
.card{background:#fff;border:1px solid #e1e6ee;border-left:4px solid #f28c28;border-radius:8px;padding:20px}
.card h3{font-size:1.05rem;color:#14213d;margin-bottom:6px}.card p{font-size:.95rem;color:#4a5563}
ul.cred{list-style:none}ul.cred li{padding:8px 0 8px 26px;position:relative;border-bottom:1px solid #e1e6ee}
ul.cred li:before{content:"\2713";position:absolute;left:0;color:#f28c28;font-weight:700}
.disc{background:#fff7ed;border:1px solid #f6b26b;border-radius:8px;padding:20px;font-size:.95rem}
.contact a{color:#14213d;font-weight:600}
footer{background:#14213d;color:#aab6c8;font-size:.85rem;padding:24px 0;text-align:center}
@media(max-width:640px){.hero{padding:56px 0 48px}.hero h1{font-size:1.85rem}nav a{margin:0 14px 0 0}section{padding:44px 0}}

.mark{display:flex;align-items:center;gap:10px;font-size:1.05rem}.mark img{height:40px;width:auto}
.hw{display:flex;align-items:center;gap:36px}.hlogo{height:200px;width:auto;flex:none}
@media(max-width:640px){.hw{flex-direction:column;align-items:flex-start;gap:18px}.hlogo{height:120px}.mark{font-size:.95rem}.mark img{height:34px}}